"Your Lending Partner"

Loan Experts



Roxanne R. Greising - Director

Roxanne has directed SEDA-COG’s Business Finance Department since February 2017. Her goal is to continue to invest in the region’s businesses by partnering with banks with a focus on customer service and efficiency.

She originally joined SEDA-COG in 2010 as program analyst, becoming senior program analyst in 2014. She began her banking career with CCFNB, Bloomsburg PA as an analyst, moving in 2008 to Miners Bank, Minersville, as their credit analyst manager.

Roxanne has two associate degrees from Luzerne County Community College, and is pursuing a Bachelor of Science in business administration with a minor in accounting from Misericordia University.  

John K. Reichard - Senior Relationship Manager II

As senior relationship manager II, John builds on his many years of experience to connect businesses with the best loans for their goals.

He has been employed with the SEDA-COG Business Finance Department since 1994, starting as financial analyst, and has worked with several programs such as the SEDA-COG Export Development Program and PA SourceNet. John became a loan officer in 1999 and took over program directorship in 2010. In 2017, John transitioned to senior relationship manager II.

John earned a bachelor’s degree in economics from Dickinson College and a Master of Science in business administration from Bucknell University.


Tina Showers - Principal Program Analyst

Tina helps businesses’ loans move smoothly and efficiently through the approval process as principal program analyst. She also manages portfolios and fund reporting.

She is the Principal Program Analyst for the Business Finance Program, as she was from 2011 to 2016. Tina began her SEDA-COG career in 2002 when she was our Finance Analyst from 2002 to 2011. Most recently, she worked for AgChoice Farm Credit in Lewisburg since 2016.

She earned her Bachelor of Science in Business Administration with an emphasis in Finance and a Bachelor of Science in Economics and a minor in Information Systems from Susquehanna University, graduating Magna Cum Laude in 2002. She is a 2008 graduate of Leadership Susquehanna Valley.


Melodee A. Mensch - Program Analyst/Loan Closing Specialist

As program analyst, Melodee coordinates the process of loan approvals and closings, in addition to administrative duties.

She has worked in the SEDA-COG Business Finance Department since 2004, starting as program assistant. Prior to that, she was an accounting analyst for 17 years at H. Warshow & Sons Inc.

Melodee has taken SBA closing and analyst courses to support her analyst role at SEDA-COG in addition to accounting courses at Pennsylvania College of Technology. 

Jennifer Heebner - Program Assistant

We welcomed Jennifer as the newest member of our team! As a program assistant, Jennifer writes board minutes for the SEDA-COG Local Loan Review Committee and the Local Development Corporation, compiles interim mailings, assists with client correspondence, and completes other administrative tasks.

She comes to us from Pinpoint Federal Credit Union where she has worked as a Financial Services Specialist. She has had a robust purchasing and business career since 1998, and is versed in purchasing, inventory control, and accounting.

Jennifer completed the AgBiz Masters Program sponsored by the Farm Credit and USDA for young and beginning farmers. She also studied Large Animal Science at Delaware Valley College.

Independent Contractors


Jim McClure - SBA 504 Loan Specialist for South Central PA

Jim helps businesses in south central Pennsylvania connect to loans from the U.S. Small Business Administration and U.S. Department of Agriculture through SEDA-COG.

He retired from SEDA-COG in 2010 as director of business finance. He started in 1989 as senior loan officer after working in the commercial finance/lease industry.

Jim earned an Associate Degree in business administration from Susquehanna University.

  Dan Rarig - SBA 504 Loan Specialist for Northern and Northeastern PA

Businesses in northern and northeastern Pennsylvania can contact Dan about the U.S. Small Business Administration through SEDA-COG.

He worked at SEDA-COG from 1985 to 1996 and was director of business finance during the last years of his tenure. He has over 35 years of experience working in financial management and accounting positions in the manufacturing sector, as well as employment with a nationwide non-bank lender and a merger and acquisition firm.

Dan has a Master of Business Administration from Bloomsburg University.