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Interest Rates

Current SBA 504 Effective Rates

Sept. 2018 Standard Refinance 
10-Year 5.25%  5.36%
20-Year 5.25%  5.30%
25-Year 5.29%  5.34%
Updated 9/17/18
Click here for historical rates


Monthly Newsletter
Click here for the latest SEDA-COG Finance Monthly Newsletter. 




The SBA has just announced the introduction of a 25-year loan option for real estate projects.  This is in addition to the current 10-year and 20-year options.  Click here for more information.


SEDA-COG LDC is proud to be a part of NADCO's VetLoan Advantage Program, founded in cooperation with the U.S. Small Business Administration, to offer financial incentives to veterans who own businesses or are interested in small business ownership.

Click here for more information.