"Your Lending Partner"

Success Stories

Below are some of the projects that SEDA-COG Local Development Corporation has been able to impact through the SBA 504 program:

 


 
Recently, SEDA-COG assisted Home D Pizzeria with a $688,000 SBA 504 loan which was used to expand and renovate the 1820 S. Atherton St., State College, PA location.  This project added and additional 1200 sq. ft. to the building which significantly increased seating capacity with a new dining room and bar.  Behind that is a beautiful stone patio area with seating, fire pits, and fireplace.  The entire kitchen area was expanded and upgraded with state of the art equipment.  SEDA-COG also assisted with a $386,000 SBA 504 Loan which helped purchase equipment and renovate space to create the Robin Hood Brewing Co.  Their new micro-brewery operation is located at 1796 Zion Road in Bellefonte, PA and has been brewing for over a year.

In 1952, Frank “Fritz” DeFluri returned from the Korean War to finish his business degree at Penn State.  The GI bill paid for his tuition but the former Navy Lieutenant Commander needed to support his family while attending college. Mr. DeFluri wanted to put his Italian heritage to work, making pizza for the local townspeople and convinced his wife to turn their back porch into a pizza oven.  Home Delivery Pizza was created on a back porch on Pugh Street.  Frank and his brother Art ran the business for 35 years.  The restaurant eventually closed until Art’s son and Frank’s son, Richard DeFluri, reopened at the present location on South Atherton Street. The restaurant has undergone many changes over the years to become what it is today; Home D Pizzeria and the Robin Hood Brewing Company.

For more information visit www.homedpizzeria.com and www.robinhoodbrewingco.com.

 
 
Recently, SEDA-COG assisted Lavern and Jewel Peachey with an SBA 504 loan for their business Coffee Run Heat Treating, LLC.  Additional financing was provided by MCS Bank of Lewistown.  The funds enabled the borrowers to construct a 26,625 square foot manufacturing facility on their existing property to house their pallet treating business. Wooden pallets are heat treated for the purpose of eradicating any bugs, mold or mildew that may be present on the pallets. Pallets shipped overseas and those used for pharmaceutical or food distribution are generally required to be heat treated. The borrowers do not ship pallets overseas, but do treat them for their customers that may do so.

 

Lavern and Jewel Peachey currently own Coffee Run Trucking, LLC that they started in 2006.  This project was an addition to their basic trucking operation and they will continue to serve the same industry and customers as they have for the past eight years throughout Mifflin County and surrounding areas.

 

Lavern C. Peachey, Operations Manager, has been a truck driver for 11 years and Jewel A. Peachey is actively involved in the business as the Office Manager.

 

The Peachey's also received funding from the SEDA-COG Telecommunications, Equity, and Marcellus Shale (TEAM) loan program toward the project, which funded in July 2012.

 

According to Jewel, "We would not have been able to secure financing without SEDA-COG and the SBA".

 

For more information about Coffee Run Heat Treating, LLC or Coffee Run Trucking, LLC please give them a call at 717-667-9308 or email them at coffeerunbiz@embarqmail.com.

 
 
SEDA-COG provided Complete Automotive Repair & Service, LLC, with a $251,200 SBA 504 loan to purchase commercial real estate located at 470 Allegheny Drive, York Township to relocate their existing business located in York, York County, PA.  This loan enabled them to expand their business with a larger building and additional bays.  As a result, they will be able to hire additional employees and increase revenue in the future.

Complete Automotive Repair & Service, LLC, was started by Mark and Susan Ditt in 2006.  Mark has been in the automotive industry for over 25 years.  Mark manages the shop and the day to day operations while Susan serves as the office manager.  Susan is a certified Pennsylvania emissions inspector and Mark is both a certified emissions inspector as well as a licensed safety inspector.

According to Susan Ditt, Owner of Complete Automotive, “Our experience with SEDA-COG and everyone within the organization has been wonderful. In particular, we found Tim Kishbach to be extremely knowledgeable and dedicated to making the process as seamless as possible.  His attention to detail was second to none.” 

For more information about Complete Automotive Repair & Service, LLC, please give them a call at 717-845-2277.

 
 
SEDA-COG provided H. R. Weaver Family Realty, L.P. and On the Ice, Inc., with a $490,000 SBA 504 loan to assist in expanding their existing public ice skating rink located in South Londonderry Township, Lebanon County, PA.  Members 1st Credit Union partnered with them on the project.

 

On the Ice, Inc. (dba) Klick Lewis Arena, is an ice skating rink that offers ice hockey, figure skating and learn-to-skate programs.  There was a demand for an ice rink in the Palmyra/Annville area for high schools offering winter sports.  This ice arena is within 20 minutes of each high school and all of the schools currently use ice time at the facility.   Lebanon Valley also provides trainers and coaches for the facility and also run the camps that are offered.  Area families and schools utilize the ice facility for activities which range from recreational skating and classes to competitive hockey and figure skating programs.

 

The company currently owns and operates a successful all-sports facility located in Flightpath Park, which is the fastest growing sports park in Central PA. The park contains fields for soccer, lacrosse, football, baseball, and field hockey. There is a gymnastic center, a dance studio, a basketball training facility, a baseball academy, a power training facility, and a birthday party facility. Coming in 2014, is the local library along with a volleyball/tennis/rollerblade facility. There are four lots left in this 100 acre park to add some other sports venues and the owners are saving a 10 acre tract for a hotel /restaurant complex.

 

According to Harold Weaver, CEO/Founder, "Working with Tim Kishbach and his staff made the loan process and paperwork run smoothly. Their expert knowledge in gathering all the info for the loan was a great help to us. Also, to have a long term loan with a low interest rate, will help us to grow our business for years to come."

 

For more information about On the Ice, Inc., visit their website, www.klicklewisarena.com, or give them a call at (717) 685-1401.

 
SEDA-COG provided Kightlinger Motors, Inc. with a $580,000 SBA 504 loan to purchase a 30,560 square foot retail showroom and garage on approximately 8.78 acres of land located in Coudersport, Potter County.  This loan enabled them to purchase the property that presently houses their retail auto sales and maintenance repair business. 

 

Kightlinger Motors, started by Dan Kightlinger, Sr., has been a family owned business since 1978.  His sons Joseph and Daniel Jr. took over the family business in 1997.

 

The dealership sells Chevrolets, Buicks, GMC, and Ford products as well as certified used vehicles in the Northeast.  The dealership, along with its 30-bay service department, also offers complete body repairs, parts/accessories, 24-hour towing, and daily renal cars.  They are a Pennsylvania State certified Co-Stars Dealership for both General Motors and Ford.

 

According to Joe Kightlinger, "SEDA-COG was very easy to work with.  They initially gave me a workbook to look over so I knew what to expect, then they would simply e-mail me a hit list that I would work on until complete!"

 

For more information on Kightlinger Motors, visit their website, or give Joe a call at (800) 477-5277.

 
 

SEDA-COG provided Creative Plantscapes with a $320,000 SBA 504 loan to construct a new facility for their landscaping design and installation company in Lewisburg, Union County. M&T Bank partnered with SEDA-COG on the $800,000 project. 

Creative Plantscapes was formed in 1989 and serves all of Central PA. They provide a wide range of landscaping services and products including: residential and commercial landscaping, custom landscape design & build, lawn preparation and hydroseeding, ponds, streams & waterfalls, surface water management, irrigation systems, decks, natural pools & swimming holes, patios, walls, fire pits & fireplaces, pool houses, pavilions & gazebos, fencing, environmental lighting, and outdoor kitchens.

They currently employ nearly 40 highly trained, professional people. From design to implementation, you will experience the difference their people and quality products can make on your project. They offer a standard 2-year guarantee and optional lifetime guarantee.

According to Mike Derk, owner of Creative Plantscapes, "If it were not for the SBA loan SEDA-COG secured for our company, this project would have been much more difficult to complete. A real professional company, very helpful."

For more information about Creative Plantscapes, visit their website or give them a call at (570) 523-4949.

 
 

SEDA-COG provided VR Hospitality, LLC with a $2,168,000 SBA 504 loan to construct a new LaQuinta Inn & Suites in Harrisburg, Dauphin County. Centric Bank partnered with SEDA-COG on the $6,196,000 project.

The LaQuinta Inn & Suites features 81 rooms, an indoor swimming pool, fitness center, meeting facilities, convenience store, and free high-speed Internet service.

According to Raj Parekh, co-owner of VR Hospitality, "It was a very pleasant experience with SEDA-COG. Their team helped us throughout the project. The best part about SEDA-COG is they are always available to help and make sure the process goes smooth. I'm very happy."

For more information about the LaQuinta Inn & Suites in Harrisburg, visit their website or give them a call at (717) 566-7666.

 
 

SEDA-COG provided Jr's Quality Tile & Hardwood with an SBA 504 loan to purchase a 10,000 square foot commercial building located on 1.67 acres of land located at 2041 General Potter Highway, Centre Hall, Centre County, PA that the business was previously leasing for its operations. 

Jr's Quality Tile started as an installation company in 1988. They have grown to become a design center for interior surfaces for homes and businesses. They offer floor coverings, counter tops, cabinets, lighting, plumbing, glass shower doors, etc. They treat every project as it was their own.

According to Fred McClellan Jr, the owner of Jr's Quality Tile & Hardwood, "The people at SEDA-COG are very nice to work with and answered my questions promptly. They provided the funding we needed to keep my vision alive and secure our facility."

For more information about Jr's Quality Tile & Hardwood, visit their website or give them a call at (814) 364-9570.

 
 

SEDA-COG provided Dr. Joseph O'Donnell a $52,800 SBA 504 loan to assist him with the acquisition of real estate he was previously leasing for his chiropractic business. York Traditions Bank, borrower cash, and seller financing were also involved in the transaction.       

The O'Donnell Center is the Future of Health Care...Now. It features two dynamics of non-surgical structural health care: Chiropractic Pain Relief...The CPR for Pain Care and Tune-Up Care to keep the pain away and BrainCore Therapy of Greater York, a drug-free exercise and training for the brain utilizing the brain's neuroplascity to help regulate the production of the key brain-waives that are essential for normal life functions.

According to Dr. O'Donnell, "the process was very detailed and thorough. A lot of information is necessary, so a lot of time was needed to gather all the documentation. In the end though, a great interest rate was obtained."

For more information on The O'Donnell Center, you can give them a call at (717) 767-4101.

 
 

SEDA-COG provided Dianna Sauder with a $182,000 SBA 504 loan to assist with the purchase of the business, Lilla's Bridal Boutique in York, York County, from her mother, Lilla Russo. York Traditions Bank and money from the borrower completed the financing for the project.

Lilla's Bridal Boutique carries an elegant collection of wedding gowns, bridesmaid apparel, and young and sophisticated mother of the bride dresses. In addition, they carry special occasion gowns that include pageant, holiday, prom and homecoming gowns that are sure to get attention! Tuxedo rentals are available also.

For nearly three decades, Lilla's Bridal Boutique has provided warm hospitality with years of experience to provide each and every bride exceptional customer service. This is the story of Lilla's Bridal Boutique for three generations. Lilla's consultants personally take time with each bride selecting the dress of their dreams and for the entire bridal party.

Each bride is one of a kind... and so is Lilla's. The expertise lies in the hearts of the most professional staff ...a staff dedicated to fulfill every wish. Lilla's professional bridal consultants understand each brides individuality - with listening ears, a sharp sense of style, and a vision of perfection - they guide each bride to their perfect gown for their memorable day.

Lilla's has been assisting brides with their gowns since 1985 and take pride in giving personalized service to every customer.

According to Dianne, "I was so happy to obtain a loan in order to purchase the bridal boutique. SEDA-COG and their representatives were very helpful throughout the entire process. In addition, I was happy to learn in the end the interest rate I had obtained was the lowest it had been since the 1980's. I appreciate the time and hard work that SEDA-COG put into executing the business loan. In addition, I appreciated that they trusted me and my expertise in securing and closing the loan. SEDA-COG was a pleasure to work with."

For more information on Lilla's Bridal Boutique, visit their website, www.lillasbridalboutique.com, or give Dianne a call at (717) 757-6788.            

 
 

SEDA-COG provided T-M-T Contracting with a $451,500 SBA 504 loan to assist with the purchase of crushing equipment they were currently leasing. In addition to the SEDA-COG loan, financing for the purchase included M&T Bank and borrower's equity.

T-M-T Gravel & Contracting, Inc. was incorporated in May of 2010. Quarry operations were in full swing by October of 2010. T-M-T now employs 15 full-time employees and has produced more than 1 million tons of crushed aggregate. T-M-T serves a variety of customers including residential, commercial, Marcellus gas industry, local municipalities and private contractors. T-M-T's success can be attributed to employee dedication and a management team that strives to provide safe and productive operations to meet all of our customers' requirements.

According to Charlton (Chuck) Dygert, President of T-M-T, "Working with M&T Bank and SEDA-COG shows us that these agencies are watching out for the tax payers' dollars. Both staffs are highly professional and easy to work with. The financial and legal paperwork is extremely detailed and sometimes you think that it is overkill. However, in the end you can see why these documents are necessary."

For more information on T-M-T Gravel & Contracting, give Chuck a call at (570) 537-2647 or visit their website at www.tmtgravel.com.            

 
 

SEDA-COG provided Robin and Randal Naylor and CR Naylor, Inc., dba North Ridge Center with a $457,800 SBA 504 loan and a $98,100 USDA IRP loan to assist with the purchase of an existing long term care facility. In addition to the SEDA-COG loans, financing for the purchase included M&T Bank and borrower's equity.

North Ridge Center is a 24-bed assisted living facility located in McAlisterville, Juniata County, PA. Craig and Tina Zendt, the original owners, started the business in May, 2000. The assisted living concept emerged in the early 1990s as an eldercare alternative to the institutional setting often found in skilled nursing facilities at the time. This type of care is for senior citizens for whom independent living is no longer appropriate, but who do not require the 24-hour medical care provided by a nursing home. Assisted living is a philosophy of care and services promoting independence and dignity.

Robin Naylor was originally hired in January of 2006 as the administrative assistant to the administrator, and in July of 2006 she was designated as the assistant administrator. In March of this year she was promoted to the position of co-administrator.

According to Robin, SEDA-COG was "very helpful and pleasant to work with" throughout the entire loan process.

For more information on North Ridge Center give Robin a call at (717) 463-3413.   

 
 

SEDA-COG provided Turkey Hill Brewing Company Pub & Grille, located in Bloomsburg, Columbia County, PA, with a $680,000 SBA 504 loan and a $170,000 Small Business First loan to convert an 8,100 square foot barn that is located next to the owner's full service restaurant and 23 room Inn.

Turkey Hill Brewing Company Pub & Grille is a 140 seat brew pub/restaurant specializing in craft beer brewed on site and casual dining in a unique atmosphere of a renovated 1839 Pennsylvania bank barn. The Pub & Grille celebrates the arts with live music and local artist displays and is open daily at 4:00pm. A calendar of upcoming events can be found at www.turkeyhillbrewing.com. The Pub & Grille has been a welcomed addition to The Inn at Turkey Hill, which has been in operation since 1984, offering award-winning cuisine and lodging. The diversity of craft beer and casual dining paired with premium lodging and fine dining has become somewhat of a local destination for families, groups, and corporate clientele alike.

According to Owner Andrew Pruden, "Given the economic climate and uncertainty at the time of inception, SEDA-COG as well as the dedicated departments at First Columbia Bank & Trust, were an integral part in the beginning and overall completion of this project. Long term, low interest rate loans will insure the longevity and viability of this venture to prosper. A special thank-you to Tim Kishbach for his dedication to the project and his assistance in developing a realistic business plan and proforma. Also, our gratitude to Stacy and Tina for keeping us on task with the requirements needed."

For more information on the Turkey Hill Brewing Company Pub & Grille, visit their website or give them a call at (570) 387-8422.            

 
 

SEDA-COG provided Canon Hospitality, LLC, operators of the Holiday Inn Express in New Columbia, PA, with a $1,155,000 SBA 504 loan to purchase the hotel and make renovations to the property.

Canon Hospitality started in 2010 as an affiliate of Priya Realty Corp., formed in 1995.

The company was started by Jagdish Patel, a seasoned hotelier with close to 20 years of hotel operations experience, and now is led by his son Canon Patel. Jagdish has been involved in about a half dozen hotel projects with various levels of involvement from management to acquisition and repositioning. Jagdish's intuition has been second to none and is supported by an extensive network of business associates who have guided him to achieving his goals. Canon joined the 'family business' of hotel operation in early 2006 while earning his Bachelor's Degree in Finance and Economics from the University of Delaware. Canon's focus with the company is mainly with operation, valuation, and opportunity evaluations. Recently Canon has led the turnaround of the Holiday Inn Express in Lewisburg, PA. Canon Hospitality's long term goals are to build a portfolio of strong core hotel assets.

According to Canon, "Overall, working with SEDA-COG has been a true pleasure. Every step of the way a consultant was available to answer our questions and take an interest in our individual deal. We experienced that SEDA-COG's thorough underwriting procedure helped with the approval process and ensured the SBA had everything they would need to review our transaction. Personally, I would like to thank Mr. John Reichard, Director of Finance Programs, for his extensive knowledge of SBA products and the application of those products to our business model."

For more information on the Holiday Inn Express in New Columbia, including photos of the hotel, visit their website or give them a call at (570) 568-1100.            

 
 

SEDA-COG provided Geesey, Inc., operators of the Cape Horn Country home and garden store in Red Lion, PA, with a $289,000 SBA 504 loan to purchase a second location on West Market Street in York, PA. A loan from Metro Bank and borrower cash provided the remaining financing for the project.

Geesey, Inc., operates a small family garden center in Red Lion, PA. An opportunity to open an additional facility in 2010 allowed them to expand their business. The company now operates a facility in West York as well and has been able to better serve the two communities with combined purchasing and sharing of inventory. This growth has sustained and created many local jobs and also has an impact on the local communities as a majority of their inventory is purchased locally.

According to Benjamin Geesey, President of Geesey, Inc., "The 50/40/10 loan was the only reason we were able to expand our business. This loan helps people that have a successful business model but find themselves short of the capital needed to get started. SEDA-COG was helpful from start to finish and is very experienced in putting everything together."

For more information on Cape Horn Country, visit their website or give them a call at (717) 246-3778.