"Your Lending Partner"

Why SEDA-COG?

Fixed-rate financing. Long terms. An ability to bring you together with additional sources of business financing. These qualities, combined with our 50 years of combined experience with the SBA 504 loan program will add to the affordability of your business expansion or start-up.

The SBA 504 loan program is designed to supplement, not replace, private capital from banks and other lending institutions. By taking a subordinate position, the SBA 504 loan can spread the risk of your project among several sources, making it more attractive for private financing. We want to be your partners in creating and retaining jobs, while strengthening Pennsylvania's economy.

Many business expansion projects today utilize private and public sources of investment capital. The SEDA-COG Local Development Corporation can help your firm do the same thing. SEDA-COG can direct you to other service providers who can help you complete your business plan and present it to local banks, many of which have already participated with SEDA-COG on other projects. Working with you, we will identify the appropriate public and private funding resources for your proposal.

The application process is clear and straightforward. We'll work hand-in-hand with you, making sure the T's are crossed and the I's are dotted. If necessary we'll help you with forms, phone calls, and letters. You provide the information; we'll make sure the process is handled correctly and as quickly as possible.

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Here are some examples of the industries that we have assisted with the SBA 504 loan program:

  • Sheet metal fabricators
  • Machine shop manufacturers
  • Auto dealerships
  • Physical therapy services
  • Medical office facilities
  • Veterinary clinics
  • Wood stove manufacturers
  • Restaurants
  • Hotels
  • Commercial printers
  • Agriculture
  • Daycare facilities
  • Modular home manufacturers
  • Research and engineering companies